Oktoberfest Travel Insurance
Heading to Munich for Oktoberfest? Compare travel insurance for your trip, priced for your dates and travellers.
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Cover is arranged through a licensed insurance distributor.
Regulated insurers
Every plan is issued by the regulated insurer named on it.
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See the policy terms and product information before you buy.
Oktoberfest fills the Theresienwiese in Munich from mid September into the first days of October, the largest folk festival in the world and a magnet for millions of visitors. Flights and Munich hotels are booked out and marked up months ahead, and vast crowds bring the usual risks of lost belongings and the odd trip to a clinic. Compare plans for your trip below.
Planning your trip
Munich hotels sell out and surge in price for the whole festival, so book beds and flights as early as you can.
The Wiesn draws huge crowds, and busy grounds and public transport are where phones, wallets and bags go missing.
Weather swings from warm afternoons to cold nights across late September, so pack for both.
Visitors from outside Europe pay for their own medical care in Germany, so factor that in.
What cover to look for
- Baggage and personal effects cover helps if a phone, wallet or bag is lost or stolen in the crowd. Check single item limits and note that unattended items are often excluded.
- Trip cancellation cover, with your prepaid travel and accommodation included in the trip cost, can protect that spend if you cannot travel for a covered reason.
- Overseas medical and repatriation cover is essential for anyone travelling to Germany from outside Europe.
- Check the alcohol clause carefully. Cover for claims made while under the influence varies widely between insurers, and it is especially relevant at Oktoberfest.
Oktoberfest travel insurance: FAQs
Does travel insurance cover me at Oktoberfest if I have been drinking?+
It depends on the plan. Many policies limit or exclude claims that arise while you are under the influence of alcohol, and the wording varies a lot between insurers. Read the alcohol clause in each plan before you buy, and compare how they treat it above.
What travel insurance do I need for a trip to Munich?+
For an overseas trip to Munich the priorities are overseas medical and repatriation cover, baggage and personal effects cover for the crowds, and trip cancellation to protect prepaid travel and hotels. Compare plans above for your exact dates.
Does Event Escapes offer travel insurance?+
Yes. You can compare travel insurance plans for your trip directly on Event Escapes and buy the one that suits you. Cover is arranged through our licensed insurance partner, and the policy is issued by the insurer named on your plan.
What does travel insurance cover?+
Most plans cover emergency medical and hospital costs overseas, repatriation, trip cancellation and interruption, travel delays, and lost or delayed baggage. Higher tiers can add cover for winter sports, adventure activities and higher benefit limits. Always check the plan details for exact limits and exclusions.
Does an excess apply on a travel insurance claim?+
An excess is the amount you pay towards a claim. Whether one applies, and how much, is set by the insurer and varies by plan, not by Event Escapes. We do not receive the excess figure in the quote, so always check the excess in the insurer’s policy documents before you buy.
Can travel insurance cover my event tickets?+
When you add trip cancellation cover and include the value of your tickets in your total trip cost, the money you have spent on event tickets, hotels and flights can be protected if you have to cancel or cut your trip short for a covered reason. Check each plan for what counts as a covered reason.
Can I still get cover if my trip is already booked?+
Yes. You can compare and buy travel insurance whether or not you booked your trip through Event Escapes. It is best to buy soon after booking so cancellation cover applies from the earliest possible date.
When should I buy travel insurance?+
Buy as soon as you have booked and paid for any part of your trip. Cancellation cover generally starts from the day you buy the policy, so buying early protects your deposits and non refundable bookings for longer.
Who is the insurer and who handles claims?+
Event Escapes is not the insurer. Each plan is provided and issued by a regulated insurer, and claims and emergency assistance are handled by that insurer or its appointed team. The insurer, policy documents and claims details are shown before you buy.
Plan the whole trip
More event travel insurance
Comparison information only. Event Escapes is not an insurer and does not provide insurance advice. Cover is arranged through a licensed insurance partner, and each policy is provided and issued by the regulated insurer named on the plan. Travel insurance covers your ability to travel, not whether an event goes ahead. Cover, limits and exclusions vary by plan and by your country of residence and destination. An excess, the amount you pay towards a claim, may apply and is set by the insurer, so check the excess in the policy documents before you buy. Always read the plan details, the insurance product information and the policy terms before you buy.